Flexible revolving credit — from €1,500 to €25,000 at a fixed 3% rate, to manage everyday cash flow.
A SmartLoanTransfer credit-card loan gives you a revolving line of credit you can draw on, repay, and reuse — ideal for managing short-term cash flow and unexpected costs.
You only pay our transparent fixed 3% annual rate on what you use, with simple monthly billing and no hidden charges. Terms run from 12 to 60 months.
Draw, repay, and reuse your limit as your needs change.
A standing credit line that's ready whenever you need it.
Clear, predictable monthly statements with no surprises.
A single transparent rate — no penalty or variable pricing.
Adjust the sliders to estimate repayments for a credit card loans at our fixed 3% annual rate.
Representative example only. Actual terms subject to eligibility assessment.
Join 14,000+ Europeans who trust SmartLoanTransfer for fast, transparent financing at a fixed 3% rate.