Home / What We Do / Transfers
Money transfers

Send money at the
real exchange rate.

Cross-border payments across 25+ European markets at the mid-market rate, with the cost shown before you send and SEPA-speed settlement. The rate you see is the rate you get.

Mid
Mid-market rate
The real exchange rate
SEPA
Settlement speed
Single-payments-area
25+
Markets to send to
Across Europe
€0
Hidden FX margin
Nothing added to the rate
01 — The rail

From your balance to theirs.

Three steps, one transparent price. No correspondent-bank surprises, no exchange-rate markup buried in the total.

You
Hold EUR
FX
Mid-market rate
Them
Funds received
02 — Pricing

One rate, one fee, no margin.

Many providers advertise "no fee" and then widen the exchange rate instead. We do the opposite: the mid-market rate, with a clear fee shown before you confirm.

Send a transfer

What you can count on

  • The mid-market rate — the same one on a financial data feed
  • A transparent fee, displayed before you confirm
  • The recipient amount shown before you confirm
  • SEPA-speed settlement to euro accounts
03 — Coverage

Across the markets we serve.

Send to recipients across 25+ European markets. If you've borrowed with us, you can move those funds abroad from the same balance — no re-entry, no second provider.

GermanyFranceSpainItaly NetherlandsBelgiumLuxembourgAustria PortugalIrelandPoland+ more
25+
04 — Questions

Transfers FAQ

We use the mid-market rate — the midpoint between the buy and sell prices on the global currency market — and show any fee separately rather than hiding it in the rate.

Euro transfers settle at SEPA speed, and SEPA Instant where both accounts support it. Exact timing depends on the receiving institution.

Yes. Funds you borrow land in your account, so you can send them abroad directly without moving money to another provider first.

Move money smarter

Send at the real rate.

See the recipient amount and the fee before you confirm — no surprises after you hit send.