Buy or refinance your home — from €50,000 to €425,000 at a fixed 3% rate, with terms up to 25 years.
Our mortgage solutions are designed for European property markets, helping you purchase a new home or refinance an existing loan onto our transparent fixed 3% annual rate.
With repayment terms of up to 300 months (25 years), your monthly payment stays predictable for the life of the loan — no variable rates, no surprises, just a clear Loan Agreement.
Long repayment periods keep monthly payments comfortable and predictable.
Secured against your property, enabling larger amounts at our fixed rate.
The same rate for the whole term — protection from market rate swings.
Finance a new purchase or move an existing mortgage onto better terms.
Adjust the sliders to estimate repayments for a mortgage loans at our fixed 3% annual rate.
Representative example only. Actual terms subject to eligibility assessment.
Join 14,000+ Europeans who trust SmartLoanTransfer for fast, transparent financing at a fixed 3% rate.