Unlock your property's value — from €15,000 to €200,000 at a fixed 3% rate.
A SmartLoanTransfer home-equity loan lets you borrow against the value of your property to access larger sums for renovations, investments, or major life expenses — all at our transparent fixed 3% annual rate.
Because the loan is secured against your property, you can access higher amounts at a low rate, with repayment terms from 36 up to 180 months.
Secured against your home, unlocking larger borrowing capacity.
Access up to €200,000 for significant projects and plans.
A competitive fixed 3% rate thanks to the security provided.
Repayment from 36 to 180 months to suit larger amounts.
Adjust the sliders to estimate repayments for a home equity loans at our fixed 3% annual rate.
Representative example only. Actual terms subject to eligibility assessment.
Join 14,000+ Europeans who trust SmartLoanTransfer for fast, transparent financing at a fixed 3% rate.